CASH-FIRST DECISION MODEL
Change the deal, not the spreadsheet
Start with the unlevered cash case. Adjust the payment plan and timeline with large controls. Financing remains optional and separately calculated.
Property & value
Indicative inputs, not launch terms
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Advanced property assumptions
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Payment plan
Always auto-balanced to exactly 100%
Modelling templates only, not developer terms. The first number is total paid through construction, including booking.
Construction timeline
Months after booking, no date picking required
Advanced booking anchor
All other dates move automatically from this anchor.
Exit / sale
Hold period from booking
Optional financing
Cash remains the default baseline
Add financing assumptions
Subject to bank approval, valuation, LTV policy, construction certification and disbursement practice. Not a financing offer.
06Fees & capital
Advanced assumptions
Fees & capital
Advanced assumptions
ASSUMPTION RANGE
Price × appreciation outcomes
Cash case. Flat and declining values are outside this range.
Scroll table horizontally →
COMPARE
Cash first, finance optional
One commercial case, three funding structures. Cash is the baseline and remains leftmost.
Scroll table horizontally →
| Metric | Cash baseline | 50% off-plan | 40% handover |
|---|
Not like-for-like: the cash column shows unlevered project IRR; financed columns show levered equity IRR.
Important omissions: No rental income, service charges, furnishing, acquisition brokerage, mortgage arrangement and registration fees, bank valuation or tax are modelled. Do not treat the return figures as a complete investment forecast.
Leverage can increase modelled equity returns when assumed growth exceeds borrowing cost, but adds approval, valuation, interest-rate and repayment risk.
FACTS & LAYOUTS
What is known, what is assumed
The model is only useful if evidence boundaries remain visible.
Official source ledger
The only officially stated location for this plot is opposite Nad Al Sheba. DSO-side positioning is unconfirmed, so the DSO and Blue Line context may not apply to this plot.
Assumption register
ATHLON 3 BEDROOM
Comparative layout reference
Athlon is a separate community. The selected standard-villa plan is from a broker-hosted copy of developer-branded brochure page 39. It is not the plan for this launch, and reproduction rights have not been independently cleared.